OpenDinar connects apps you already use to your Serbian bank account โ securely and with your permission. See your money clearly, verify your identity instantly, and let trusted apps do more with your data.
Connected to Serbia's leading banks
What OpenDinar Powers
When you connect your bank through OpenDinar, these are the things trusted apps can do โ only what you've approved, only when you've approved it.
See exactly where your money goes โ clean, categorized transactions going back 12 months. Budgeting apps use this to show your complete spending picture.
Your real-time balance, always accurate โ across all your accounts. Apps that help you manage money can show you exactly what's available right now.
Verify who you are instantly โ no scanning documents, no waiting days. Your bank already confirmed your identity; OpenDinar makes that shareable instantly.
Pay and receive money securely โ with verified IBANs, no manual entry errors. Apps can confirm your account before a single dinar is moved.
Know your subscriptions and recurring bills at a glance โ nothing hidden. Apps automatically spot your regular payments so you can track them easily.
Stay informed the moment your bank does something โ apps update instantly when a transaction posts, so you're never looking at yesterday's data.
How It Works
When an app needs your bank data, OpenDinar handles the connection โ securely, transparently, and only with your approval.
You're using a budgeting app, applying for a loan, or signing up for a payroll service โ and it needs access to your bank account data.
A secure widget appears. You choose your bank, log in directly through your bank's own system, and approve exactly what data to share โ nothing more.
OpenDinar retrieves only the data you approved and passes it to the app. You can revoke access at any time. Your bank password is never stored or seen by anyone.
Built For
Security
Financial data is the most sensitive data there is. Every OpenDinar product is built on a security foundation that banks and regulated businesses can trust.
Read our Security OverviewAll data encrypted at rest and in transit with TLS 1.3
Users authorize every connection. Revocable at any time.
Every event payload is cryptographically signed and verifiable
Keys are never stored in plain text โ not even by us
For Developers